Medicare & You

Medicare
  • Medicare is health insurance for people 65 or older, people under 65 with certain disabilities, and people of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant). www.medicare.gov U.S. government site for persons with Medicare. Includes Prescription Assistance Program Information, Medigap Compare, and Nursing Home Compare by state and region.
Please remember...Medicare does not pay for everything

Medicare Part A (Hospital Insurance) helps cover:
  • Inpatient care facility care
  • Skilled nursing facility care (not custodial or long-term care)
  • Hospice care
  • Home health care
Medicare Part B (Medical Insurance) helps cover:
  • Services from doctors & other health care providers
  • Outpatient care
  • Home health care
  • Durable medical equipment
  • Some preventive services
Medicare Part C (Medicare Advantage):
  • Includes all benefits & services covered under Part A & Part B
  • Run by Medicare-approved private insurance companies
  • Usually includes Medicare prescription drug coverage (Part D) as part of the plan
  • May include extra benefits & services for and extra cost
Medicare Part D (Medicare Prescription drug coverage):
  • Helps cover the cost of prescription drugs
  • Run by Medicare-approved private insurance companies
  • May help lower your prescription drug costs & help protect against higher costs in the future
Kansas Insurance Department 1-800-432-2484 (decide if you need to add supplemental coverage for Part A & Part B)